With the economy reeling in the wake of the recent recession, many people are experiencing such financial challenges as credit card debt, downsizing, dead-end jobs, and inadequate or depleted savings. With these challenges come others as well. Recent studies confirm that more than half of all divorces are the result of financial pressures at home. And spiritually, many people are struggling to maintain a biblical perspective amidst the constant tug of materialism. But there is hope. The Bible has a lot to say about money. In fact, the Bible is a veritable blueprint for managing your finances. In Your Money Counts, trusted financial expert Howard Dayton shows you how to manage your personal finances in a highly practical, biblically-based way.
- In fact, our checkbooks tell us more about our priorities than does anything else (8).
- We are not born with the instinct for contentment; rather, it is learned (12).
- If we are going to be genuine followers of Christ, we must transfer the ownership of our possessions to the Lord (17).
- Ignorance of or disobedience to scriptural financial principles frequently causes money problems (28).
- We do not have the full freedom or discretion to decide where to spend our income because we have legally obligated ourselves to meet these debts (37).
- The Lord discourages the use of debt because He wants us free to serve Him (53).
- We need to be cautious of the counsel of the biased (61).
- The people of God must be honest in even the smallest, seemingly inconsequential matters (68).
- One of the key ways our characters becomes conformed to Christ is by habitual giving (75).
- God gives you your skills and controls your success and promotion (89).
- Saving is making provision for tomorrow, while debt is presumption upon tomorrow (100).
- Financial experts recommend you establish the goal of saving the equivalent of three to six months of your income for this emergency fund (101).
- Parents have the obligation to train a child to be a faithful steward and a wise money manager (127).
- Using a budget introduces an attitude of control in spending that is needed to reach financial objectives (130).
- The quiet, simple life is the best environment to allow us enough time to nurture our relationship with the Lord (141).
- Money is not evil. It is morally neutral (148).