Don’t Go Broke This Christmas

Welcome to Christmas.  Tis the season to be broke. In the midst of the holiday pressures, I wanted to make sure that you don’t start the upcoming year in a bad, indebted way.  Here are some financial tips to survive the Christmas season: Make a Christmas budget.  Here’s how we do it.  We establish how much money we have saved …

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November’s Focus: Budget

It’s a new month and that means it’s time for a new focus for the leadership at Rocky Creek.  Each month, we are focusing on a specific area to really develop as a church body.  Just to catch you up, here’s what we have been focusing on at Rocky Creek: January: Pastor – I am so thankful you allowed me …

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Preparing a Church Budget

Every church has to prepare a church budget every year.  Before the congregation receives it, a substantial amount of time and a significant amount of people have prayed, talked, and worked hard to prepare it.  So, how should the process work? While there are many logistical tasks to be done, this endeavor is truly a spiritual exercise.  In preparing a …

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Your Money Counts

With the economy reeling in the wake of the recent recession, many people are experiencing such financial challenges as credit card debt, downsizing, dead-end jobs, and inadequate or depleted savings. With these challenges come others as well. Recent studies confirm that more than half of all divorces are the result of financial pressures at home. And spiritually, many people are …

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The Total Money Makeover

As newlyweds, we read The Total Money Makeover to understand the newfound responsibilities and opportunities concerning personal finances.  I honestly was clueless, and so I bought this book so that my bride didn’t think I would remain clueless.  It was a complete game-changing eye-opener for us during our first year of marriage. I am currently taking some guys through some …

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The Debt Snowball

Want to get out of debt? Here is a principle that can help you do just that. Enjoy this video?  Check out the growing collection of Family Alter videos!

5 Financial Tips for Newlyweds

I’ve had the privilege to officiate many weddings.  I tried to count the other day, and I have led almost 40 weddings so far.  With those weddings, I have also counseled about 40 couples as they embark upon marriage. One of the greatest sources of conflict in marriage is finances. It doesn’t matter concerning family backgrounds, experiences, or amount of …

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Saving While Spending

As Christmas shopping begins, don’t go into debt trying to please people with temporal trinkets. Here are 5 steps to help you spend wisely this year. Main Points Come up with a budget. Make a list. Determine spending amount. Get creative. Give what lasts. Every spending decision is a spiritual decision.

Financial Temptations

Services started out with baptisms this morning!  So wonderful watching these folks getting baptized and being reminded of how God is transforming lives around here! We sang “Doxology” with a little instrumental intro.  After that, we introduced a new song from “The Word” project entitled “Amazed.”  The song focuses on the ministry of Jesus and people’s reaction to him.  I …

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Money Matters

Spending temptations are everywhere.  With the click of a “Buy” button, you can easily get all your favorite music on iTunes and simultaneously run up a bill of a hundred dollars.  Ultimately we spend and borrow, and we begin to develop a method of spending that is self-destructive.   Unwise financial decisions will cost you more than what you ever …

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